Here’s a spot for readers to chime in with holiday cheer (or jeers, as the case may be). I thought this AP story was worth a read and perhaps emulation by like-minded Arkansans.  It’s a charity, RIP Medical Debt, that buys up medical debts for pennies on the dollar and then forgives them — $475 million worth so far. Good number, but there’s a trillion in debt on the books.